Loans
Farmer's Loans
Flexible and affordable loans designed to help farmers invest for increased productivity.
Benefits
- Flexible Repayment
- Competitive Rates
- Fast Approval
Requirements
- ID
- BVN
- Proof of Income
- 6-month Bank Statement
SME Loans
Affordable financing solutions tailored to help small and medium businesses grow, expand, and achieve their goals.
Benefits
- Fast Approval
- Capacity Building
- Flexible Repayment
Requirements
- IDs
- BVNs
- Savings Record
Term Loans
A fixed-schedule loan that provides businesses with lump-sum financing, repayable over a set period with flexible terms.
Benefits
- Flexible Repayment
- Fast Approval
Requirements
- ID
- Proof of Income
- Guarantor
Micro Loan for Artisans
Small, accessible loans crafted to support artisans in funding tools, materials, and skills to grow their craft and income.
Benefits
- Higher loan amounts
- Business advisory
- Flexible Repayment
Requirements
- CAC certificate
- BVN
- ID
- 6–12 months Bank statement
- Business Plan
- Collateral/Guarantor
Agency Loan
Tailored for Agents and POS operators
Benefits
- Seasonal Repayment
- Affordable rates
Requirements
- BVN
- ID
- Guarantor
- Collateral.
Civil Servant Loan
Convenient and affordable loans designed exclusively for civil servants to meet personal and professional financial needs with ease.
Benefits
- Higher loan amounts
- Business advisory
- Flexible Repayment
Requirements
- BVN
- ID
- 6–12 months Bank statement
- Collateral/Guarantor
Overdraft Facility
A flexible credit option that allows you to withdraw more than your account balance to cover urgent expenses.
Benefits
- Seasonal Repayment
- Affordable rates
- Supports full value chain
Requirements
- BVN
- ID
- Guarantor
- Collateral.